Indexes (9/21/2017)

The media report daily on the results of investment indexes.  When you hear that the S&P 500 is up, do you know if that means your investments are doing well?  Let’s review a few types of indices and what they represent.

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Teaching Kids About Money (7/28/2017)

One of the best gifts you can give children is to teach them the basics about managing money.  If they can learn the discipline and wisdom involved in making wise choices at an early age, they could benefit tremendously in future years.

The prime time for a child to begin learning good financial habits usually occurs during the “tween to teen” years of adolescence according to Wealth Management studies.  At this age, they are old enough to grasp basic concepts, but young enough to still listen to parents and other adults.

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Tech and the Market (06/13/2017)

The S&P 500 is generally used as a gauge of the overall stock market. It also has some rather unique qualities. It consists of 505 stocks, which are weighted so that the top 40 stocks make up approximately 45% of the value of the index. In and of itself, that is not so bad considering the Dow Jones Industrial average has only 30 stocks and is also considered a key measure of how large stocks are doing.

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Estate Planning 101 (06/05/2017)

The thought of estate planning can be overwhelming, but it doesn’t have to be. Anyone can take basic steps to put their accounts and assets in order.  The cost is minimal and the process is often simple.  Certain types of accounts or policies, such as life insurance, annuities, IRAs, and many other retirement type accounts, can pass directly to your heirs by simply naming your beneficiary on a form. 

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Never Give Up (02/07/2017)

On February 5, many of us were able to witness the biggest comeback in Super Bowl history, as the New England Patriots came back from a 25-point deficit to beat the Atlanta Falcons. To never give up is the lesson that resonates in my mind. Sometimes the outlook is bleak, and factors may seem against a positive result, but if you keep on track, with minor adjustments, you can overcome.

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Helpful Habits (01/10/2017)

Developing the right state of mind and the right mental habits can lay the groundwork for financial stability. While not a guarantee, acquiring the proper mindset improves your chances of succeeding financially. Following are some thoughts and habits you might want to cultivate.

Prepare for tough times.  Set aside a portion of your monthly income for emergencies.  Make this a mandatory bill that you pay to yourself.  You will have peace of mind knowing that you have funds to fall back on when the unexpected happens.

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Holiday Fluff? (12/20/2016)

Since Donald Trump’s election victory, the stock market has risen in a significant way. At the same time, bonds have tanked! What does this mean?

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Year-End Financial Tips (12/6/2016)

December can be a time of positive family memories and generous gift giving. Taking a moment to consider your financial checklist at the end of the year could help you potentially keep more money in your wallet.

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Thanksgiving (11/22/2016)

At this time of the year, I find myself thinking of all the blessings we have. Sometimes our minds are filled with all of the negatives in this world. Our senses can become overloaded with the constant battering of the media, trying to get our attention by telling us all that is wrong in the world. The workplace can be a place of stress and worry. To pick your head up and look around at what is good can become hard.

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Perspective (11/07/2016)

Experience has taught us that it’s best to keep our voting and investing decisions separate.

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