Estate Planning 101 (06/05/2017)

The thought of estate planning can be overwhelming, but it doesn’t have to be. Anyone can take basic steps to put their accounts and assets in order.  The cost is minimal and the process is often simple.  Certain types of accounts or policies, such as life insurance, annuities, IRAs, and many other retirement type accounts, can pass directly to your heirs by simply naming your beneficiary on a form. 

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Never Give Up (02/07/2017)

On February 5, many of us were able to witness the biggest comeback in Super Bowl history, as the New England Patriots came back from a 25-point deficit to beat the Atlanta Falcons. To never give up is the lesson that resonates in my mind. Sometimes the outlook is bleak, and factors may seem against a positive result, but if you keep on track, with minor adjustments, you can overcome.

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Helpful Habits (01/10/2017)

Developing the right state of mind and the right mental habits can lay the groundwork for financial stability. While not a guarantee, acquiring the proper mindset improves your chances of succeeding financially. Following are some thoughts and habits you might want to cultivate.

Prepare for tough times.  Set aside a portion of your monthly income for emergencies.  Make this a mandatory bill that you pay to yourself.  You will have peace of mind knowing that you have funds to fall back on when the unexpected happens.

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Holiday Fluff? (12/20/2016)

Since Donald Trump’s election victory, the stock market has risen in a significant way. At the same time, bonds have tanked! What does this mean?

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Year-End Financial Tips (12/6/2016)

December can be a time of positive family memories and generous gift giving. Taking a moment to consider your financial checklist at the end of the year could help you potentially keep more money in your wallet.

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Thanksgiving (11/22/2016)

At this time of the year, I find myself thinking of all the blessings we have. Sometimes our minds are filled with all of the negatives in this world. Our senses can become overloaded with the constant battering of the media, trying to get our attention by telling us all that is wrong in the world. The workplace can be a place of stress and worry. To pick your head up and look around at what is good can become hard.

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Perspective (11/07/2016)

Experience has taught us that it’s best to keep our voting and investing decisions separate.

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Earnings and Stocks (10/12/2016)

Stock prices are based primarily on the earnings of corporations. A company may sell a product or service and either earn money or lose money. If a company earns money on a regular basis, it will remain a viable organization. When a company shows losses on a regular basis, something fundamental will have to change.

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Balancing Financial Goals with Kids' Athletics (09/20/2016)

Watching the Rio Games in full swing this past summer brought a little Olympic fever (and lack of sleep!) to many of us. Over 44 million kids playing organized sports may have been thinking about their own gold medal hopes. Sports parents are often the unsung heroes behind top athletes, and their dedication to their children is admirable. A recent survey by TD Ameritrade reveals that sports parents are invested in helping kids achieve athletic aspirations, yet often sideline their own financial goals.

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Stock and Bond Valuations (09/06/2016)

At times, investment markets can project too far into the future, with undetermined consequences. We are in that type of situation now. Bond interest rates have been pushed to all time lows as central banks across the world attempt to create stimulus to get their economies moving. They have, in some cases, pushed interest rates into negative territory.

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